International Liability

Protect Your Business with International Liability Insurance

As litigation grows globally, safeguarding your business against claims from employees, clients, and third parties has never been more critical. Identifying risks and mitigating them with a robust, tailored insurance program is key to securing your financial position.

At UIB, our International Liability Insurance team specialises in crafting bespoke insurance and facultative reinsurance programs. With deep expertise and global reach, we help businesses stay protected and resilient against potential liabilities.

Trust UIB to provide the tailored coverage you need to defend your business and safeguard its future.

Why Choose UIB?

Customer focussed

The International Liability division works closely with our clients to review their business type, define their risk profile and assess their claims history to fully understand their key insurance objectives and requirements and ensure we deliver tailored policy coverages in line with their strategic challenges.

We are committed to meet every aspect of our client’s insurance needs with clarity and transparency throughout all stages, including negotiations, placement, claims, and policy wording.

Long-term relationships

The International Liability team draw upon its technical broking expertise to work closely with brokers and clients and is fully committed to our clients’ success through sustained long-term growth and mutually beneficial relationships.

Independent advice

UIB, as an independent reinsurance broker, is uniquely positioned to provide impartial guidance and to address challenges across a wide range of liability risks. The International Liability team’s sole objective is to devise flexible solutions with adequate levels of cover to minimise the risk of exposure to large losses.

Agile

The International Liability division is nimble, which enable us to offer our clients tailor-made solutions aligned to their needs, structure and strategic objectives. Our clients benefit from an easy access to our highly responsive experts and their wealth of knowledge to quickly answer their most challenging requirements.

Bespoke services

A deep commitment to service and technical advice combined with custom design and placement solutions allows us to ensure our clients’ interests are always met with the utmost priority while benefiting from access to key insurance markets across the world through our network of international offices.

Accurate wording

Unique risks require very precise policy wording. The International Liability team consists of experts in their field with a wealth of experience in dealing with a wide variety of specific risks where various factors need to be carefully considered. Whether the policy is intended to safeguard against loss of income, to protect future income, to indemnify a beneficiary or to achieve financial stability, we will source the most appropriate, reasonable and comprehensive cover.

WHAT WE DO

At UIB, we are a trusted Lloyd’s broker specialising in tailored solutions for the International Liability market. Our goal is to deeply understand our clients’ business strategies and collaborate with them to achieve their objectives.

The UIB International Liability team sets itself apart through industry expertise, strong market relationships, and an unwavering commitment to exceeding expectations. Our global reach and dedication to service have earned us a reputation for building lasting partnerships with our clients.

We can arrange cover for the following classes of business:

Pollution Liability

Contractors’ Pollution Liability (CPL) is obtained on a claims made or occurrence basis that provides third party coverage for bodily injury, property damage, defence and clean up, as a result of pollution conditions arising from contracting operations performed by your business.

Public/Products Liability

This cover protects you if third parties suffer personal injury or property damage due to your business or products.

Employers' Liability

This legal requirement protects you against the cost of compensation claims arising from employee illness or injury, sustained as a result of their work for you.

Product Recall and Guarantee Insurance

This can protect your business from the costs incurred when recalling defective products, as well as the costs of replacing, recovering, repairing and altering products that are defective due to faulty design, manufacture or installation.