Tackling complex risks, and delivering tailored solutions.
We collaborate daily with reinsurers worldwide to help clients manage exposures, enhance risk profiles, and reduce reinsurance costs.
Our expertise lies in designing, negotiating, and servicing bespoke insurance programs for clients with national or international footprints across various property sectors.
What sets us apart is our integrated approach: our London head office houses our Engineering and Claims teams alongside the Direct & Facultative Division, ensuring seamless support and exceptional service.
Our in-house engineers provide critical technical assistance and conduct detailed risk management surveys, empowering clients with insights to improve resilience and mitigate risk.
Why Choose UIB?
Global expertise
The Direct & Facultative Property division works closely with clients and underwriters globally to design, negotiate, present, package and arrange bespoke insurance programmes for clients in every sector of the property industry. Our expertise and global market access enables us to source the best available capacity, terms, limits, structure and pricing for our clients.
Trusted partner
The Direct & Facultative Property division has established trust, confidence and long-term relationships with clients by efficiently and comprehensively managing their risks. Our best in class and comprehensive service delivery consists in analysing existing cover’s T&Cs (limits, deductibles, etc.) and improving those terms with adequate, better-suited, broad and cost-effective risk solutions.
In-house policy wording specialists
Our in-house policy wording specialists enable the Direct & Facultative Property division to advise clients on existing coverage, draft bespoke policy wordings and ensure our clients’ needs and requirements are met with the utmost diligence.
Private and independently-owned
Being independent enables us to establish stable relationships with clients and market players through honest, informative and transparent communications, unbiased judgements, and constantly adopting a strong stance when defending our clients’ interests.
In-house claims management
In-house engineers
Facultative global lines of business we support include:
Airports – terminals and support property
Agriculture
Breweries – beverage and food production
Commercial – hotels, shopping malls
Forestry
Heavy industry
Manufacturing
Medical
Mining
- Surface mines including
- Open cast mines
- Quarrying
- Strip Mining
- Mountain top removal
- Underground Mines
Ports
Power Generation - all forms of generation
- Coal fired power plants
- Oil fired power plants
- Gas fired power plants
- Waste fired power plants
- Combined Cycle power plants
Railways – track, stations and rolling stock
Religious institutions
Renewable Energy
- Biofuel
First Generation including (made from sugar, starch, vegetable oil or animal fats):
• Bio alcohols
• Biodiesel
• Biogas
• Solid biofuels
• Syngas
• Vegetable oil - Second Generation including (made from non-food crops):
• Waste biomass
• Wood - Third Generation including (made from algae):
• Otherwise known as oilgae - Geothermal power Plants
- Hydroelectric power plants
- Solar Power
- Wave Power
- Wind Farms
Technology based industries
Utilities – water desalination
CONTACT US
To learn how our Direct & Facultative Property team’s expertise can benefit you, or for further information please contact:








